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- January: SGVF increased its capital up to 520G VND.
- April, 14: SGVF inaugurates a new branch in Hanoi.
- September, 7: SGVF is 2 years-old.

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- Already 30.000 customers placed their trust in SGVF.
- More than 100 POS in Ho Chi Minh City.
- SGVF starts negotiations to open a branch in Hanoi.

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- September, 7: SGVF is created; this is the 1st 100% foreign-owned non banking institution to provide consumer finance in Vietnam. SGVF starts operating in Ho Chi Minh City to develop consumer finance products.
- SGVF launched its first product: loan services to finance motorcycles.



